Consumer Portfolio Services, Inc. operates as a specialty finance company in the United States. It is involved in the purchase and service of retail automobile contracts originated by franchised automobile dealers and select independent dealers in the sale of new and used automobiles, light trucks, and passenger vans. The company, through its automobile contract purchases, offers indirect financing to the customers of dealers with limited credit histories or past credit problems. It also serves as an alternative source of financing for dealers, facilitating sales to customers who are not able to obtain financing from commercial banks, credit unions, and the captive finance companies. In addition, the company acquires installment purchase contracts in merger and acquisition transactions; and purchases immaterial amounts of vehicle purchase money loans from non-affiliated lenders. The company services its automobile contracts through its branches in California, Nevada, Virginia, Florida, and Illinois. Consumer Portfolio Services, Inc. was incorporated in 1991 and is based in Las Vegas, Nevada.
Research context
Consumer Portfolio Services Inc appears in PyInvesting’s US Stock catalogue. The price history above describes this recorded instrument; it does not by itself identify a company’s business or establish a continuous investment return.
- Currency
- USD
- Sector
- Financial Services
- Industry
- Credit Services
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5 years, 6 months ago
Consumer Portfolio Services, Inc is currently in a long term uptrend where the price is trading 7.7% above its 200 day moving average.
From a valuation standpoint, the stock is 93.4% cheaper than other stocks from the Financial Services sector with a price to sales ratio of 0.6.
Consumer Portfolio Services, Inc's total revenue sank by 31.6% to $39M since the same quarter in the previous year.
Its net income has increased by 14193.1% to $4M since the same quarter in the previous year.
Finally, its free cash flow grew by 1.5% to $47M since the same quarter in the previous year.
Based on the above factors, Consumer Portfolio Services, Inc gets an overall score of 4/5.