Evans Bancorp, Inc. operates as financial holding company for Evans Bank, N.A. that provides a range of banking products and services to consumer and commercial customers in the United States. The company offers deposit products, which include checking and negotiable order of withdrawal accounts, savings accounts, and certificates of deposit. It provides residential mortgages; commercial and multi-family mortgages and commercial construction loans; home equities, such as home equity lines of credit and second mortgage loans; commercial and industrial loans comprising term loans and lines of credit; consumer loans, includes direct automobile, recreational vehicle, boat, home improvement, and personal loans; other loans consist of cash reserves, overdrafts, and loan clearing accounts; and installment loans. In addition, the company offers non-deposit investment products, such as annuities and mutual funds. Evans Bancorp, Inc. was founded in 1920 and is headquartered in Williamsville, New York.
Research context
Evans Bancorp, Inc appears in PyInvesting’s US Stock catalogue. The price history above describes this recorded instrument; it does not by itself identify a company’s business or establish a continuous investment return.
- Currency
- USD
- Sector
- Financial Services
- Industry
- Banks - Regional
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5 years, 6 months ago
Evans Bancorp, Inc is currently in a long term uptrend where the price is trading 15.3% above its 200 day moving average.
From a valuation standpoint, the stock is 73.5% cheaper than other stocks from the Financial Services sector with a price to sales ratio of 2.4.
Evans Bancorp, Inc's total revenue rose by 27.4% to $21M since the same quarter in the previous year.
Its net income has increased by 60.9% to $6M since the same quarter in the previous year.
Finally, its free cash flow fell by 156.0% to $-4M since the same quarter in the previous year.
Based on the above factors, Evans Bancorp, Inc gets an overall score of 4/5.