Market research
OPOF Old Point Financial Corporation
NASDAQ USD Financial Services
Latest close
As of 25 Sep 2025
Test a moving-average rule with historical data.
Market facts
- Market cap
- 215M
- P/E ratio
- 24.62
- Analyst target
- 15
- Dividend yield
- 1.3%
- Beta
- -0.3
Profile
Instrument facts
- Exchange
- NASDAQ
- Currency
- USD
- Sector
- Financial Services
- Industry
- Banks - Regional
- ISIN
- Not available
- Market cap
- 215M
- P/E ratio
- 24.62
- Analyst target
- 15
- Dividend yield
- 1.3%
- Beta
- -0.3
About
About Old Point Financial Corporation
Old Point Financial Corporation operates as the bank holding company for The Old Point National Bank of Phoebus that provides consumer, mortgage, and business banking services in Virginia, the United States. It operates through Bank, Wealth, and Parent segments. The company offers deposit products, including interest-bearing transaction accounts, money market deposit accounts, savings accounts, time deposits, and demand deposits. It also provides loans, such as real estate construction, commercial, and mortgage loans that include residential 1-4 family mortgages, second mortgages, and equity lines of credit; and other loans that are secured by collateral, such as inventory, accounts receivable, equipment, or other personal property. In addition, the company offers insurance products; retirement, estate, and financial planning services; estate and trust administration; retirement plan administration; tax and investment management services; wealth management; and cash management services. It serves businesses, individuals, and commercial customers. Old Point Financial Corporation was founded in 1922 and is headquartered in Hampton, Virginia.
Research context
Old Point Financial Corporation appears in PyInvesting’s US Stock catalogue. The price history above describes this recorded instrument; it does not by itself identify a company’s business or establish a continuous investment return.
- Currency
- USD
- Sector
- Financial Services
- Industry
- Banks - Regional
These are the latest stored catalogue classifications, not a historical classification snapshot. An issuer description, classification effective date or currency may be unavailable. Check the issuer’s own disclosures and the observation dates before using these fields for research.
Review backtest assumptions and evidence before treating a chart or stored history as a research result.
Community
Investor discussion
1 comment
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5 years, 6 months ago
Old Point Financial Corporation is currently in a long term uptrend where the price is trading 17.6% above its 200 day moving average.
From a valuation standpoint, the stock is 72.4% cheaper than other stocks from the Financial Services sector with a price to sales ratio of 2.5.
Old Point Financial Corporation's total revenue rose by 11.7% to $13M since the same quarter in the previous year.
Its net income has dropped by 72.4% to $545K since the same quarter in the previous year.
Finally, its free cash flow fell by 101.0% to $-41K since the same quarter in the previous year.
Based on the above factors, Old Point Financial Corporation gets an overall score of 3/5.