Provident Financial Holdings, Inc. operates as the bank holding company for Provident Savings Bank, F.S.B. that provides community banking and financial services in Southern California, the United States. The company offers deposit products, such as checking, savings, money market, and time deposit accounts; and wealth management services. It also provides lending services, including single-family, multi-family, commercial real estate, and other mortgage loans; and construction, commercial business, and consumer loans. In addition, the company offers investment services comprising the sale of alternative investment products, such as annuities and mutual funds; and trustee services for real estate secured loan transactions, as well as retirement planning, online and mobile banking, credit card, cash management, and merchant services. It serves individuals, small to mid-sized businesses, and institutional clients. Provident Financial Holdings, Inc. was founded in 1956 and is headquartered in Riverside, California.
Research context
Provident Financial Holdings Inc appears in PyInvesting’s US Stock catalogue. The price history above describes this recorded instrument; it does not by itself identify a company’s business or establish a continuous investment return.
- Currency
- USD
- Sector
- Financial Services
- Industry
- Banks - Regional
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5 years, 6 months ago
Provident Financial Holdings, Inc is currently in a long term uptrend where the price is trading 6.6% above its 200 day moving average.
From a valuation standpoint, the stock is 62.5% cheaper than other stocks from the Financial Services sector with a price to sales ratio of 3.4.
Provident Financial Holdings, Inc's total revenue sank by 18.9% to $9M since the same quarter in the previous year.
Its net income has dropped by 51.0% to $1M since the same quarter in the previous year.
Finally, its free cash flow grew by 207.0% to $7M since the same quarter in the previous year.
Based on the above factors, Provident Financial Holdings, Inc gets an overall score of 3/5.