Village Bank and Trust Financial Corp. primarily operates as the bank holding company for Village Bank that provides banking and related financial services to small and medium sized businesses, professionals, and individuals in the United States. It operates through two segments: Traditional Commercial Banking and Mortgage Banking. The company accepts checking, demand, savings, money market, and individual retirement accounts, as well as certificates of deposit and other depository services. It also offers secured and unsecured commercial business loans for various purposes, such as funding working capital needs, business expansion, and purchase of equipment and machinery; loans for acquiring, developing, constructing, and owning commercial real estate properties; and secured and unsecured consumer loans for financing automobiles, home improvements, education, and personal investments, as well as originates mortgage loans, and real estate construction and acquisition loans. In addition, the company offers internet and mobile banking, and remote deposit capture services for business clients; and loan participation and purchases services. Village Bank and Trust Financial Corp. was founded in 1999 and is headquartered in Midlothian, Virginia.
Research context
Village Bank and Trust Financial appears in PyInvesting’s US Stock catalogue. The price history above describes this recorded instrument; it does not by itself identify a company’s business or establish a continuous investment return.
- Currency
- USD
- Sector
- Financial Services
- Industry
- Banks - Regional
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5 years, 6 months ago
Village Bank and Trust Financial Corp is currently in a long term uptrend where the price is trading 24.6% above its 200 day moving average.
From a valuation standpoint, the stock is 81.2% cheaper than other stocks from the Financial Services sector with a price to sales ratio of 1.7.
Village Bank and Trust Financial Corp's total revenue rose by 49.8% to $10M since the same quarter in the previous year.
Its net income has increased by 134.0% to $3M since the same quarter in the previous year.
Finally, its free cash flow fell by 112.4% to $-281K since the same quarter in the previous year.
Based on the above factors, Village Bank and Trust Financial Corp gets an overall score of 4/5.