X Financial, together with its subsidiaries, operates as an online personal finance company in the People's Republic of China. The company offers Xiaoying credit loans, which are online personal credit loan products comprising Xiaoying card loans and other unsecured loan products; and Xiaoying housing loans, a secured home equity loan product. It also provides guarantee, consulting, e-commerce, and microcredit services. In addition, the company engages in the technology development and service, as well as the sale of products. X Financial was founded in 2014 and is headquartered in Shenzhen, the People's Republic of China.
Research context
X Financial Class A appears in PyInvesting’s US Stock catalogue. The price history above describes this recorded instrument; it does not by itself identify a company’s business or establish a continuous investment return.
- Currency
- USD
- Sector
- Financial Services
- Industry
- Credit Services
These are the latest stored catalogue classifications, not a historical classification snapshot. An issuer description, classification effective date or currency may be unavailable. Check the issuer’s own disclosures and the observation dates before using these fields for research.
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5 years, 6 months ago
X Financial is currently in a long term uptrend where the price is trading 218.3% above its 200 day moving average.
From a valuation standpoint, the stock is 92.3% cheaper than other stocks from the Financial Services sector with a price to sales ratio of 0.7.
X Financial's total revenue sank by 27.8% to $560M since the same quarter in the previous year.
Its net income has dropped by 185.9% to $-113M since the same quarter in the previous year.
Finally, its free cash flow fell by nan% to $0 since the same quarter in the previous year.
Based on the above factors, X Financial gets an overall score of 2/5.