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X Financial is currently in a long term uptrend where the price is trading 218.3% above its 200 day moving average.
From a valuation standpoint, the stock is 92.3% cheaper than other stocks from the Financial Services sector with a price to sales ratio of 0.7.
X Financial's total revenue sank by 27.8% to $560M since the same quarter in the previous year.
Its net income has dropped by 185.9% to $-113M since the same quarter in the previous year.
Finally, its free cash flow fell by nan% to $0 since the same quarter in the previous year.
Based on the above factors, X Financial gets an overall score of 2/5.
| Exchange | NYSE |
|---|---|
| CurrencyCode | USD |
| ISIN | US98372W2026 |
| Sector | Financial Services |
| Industry | Credit Services |
| Beta | -0.09 |
|---|---|
| Market Cap | 681M |
| PE Ratio | 3.33 |
| Target Price | 1.7 |
| Dividend Yield | 3.0% |
X Financial provides personal finance services in the People's Republic of China. The company offers services as an online marketplace connecting borrowers and investors or institutional funding partners. Its loan products include Xiaoying credit loan, which consists of Xiaoying card loan; and Xiaoying preferred loan to small business owners. The company also offers Xiaoying housing loan, a home equity loan product for property owners; investment products through Xiaoying wealth management platform, such as funds, money market, and insurance products; and loan facilitation services to other platforms. In addition, it engages in the technology development, service, and sale of products; and provision of guarantee and consulting services. The company was incorporated in 2014 and is headquartered in Shenzhen, the People's Republic of China.
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